Keiser Report №21: Markets! Finance! Scandal!


This time Max Keiser and co-host, Stacy Herbert, report on the scandals of Paul Volcker overruled; banks betting on Greek default; Goldman ‘envy’ and one downgrade away from the end of the US empire. Keiser also speaks to Kevin Connor of littlesis.org about their Bubble Baron campaign.

Mindset To Attract Money

Of the many personal development books about attracting money that I have read, I have found a common thread on the basics of money attraction. Similarly, when you go online and search on the same subject, the same tips will be found.

So what is the fundamental foundation to attract money and wealth? It is your thinking and mindset that will set the stage for attracting money. So in order to be able to attract money naturally, you must learn how to use mindset to attract money.

You need to train your mind into believing that you already have what you wanted, and then your life will miraculously change to reflect your new belief. The following attracting money mindset tips may sound like mumbo jumbo hocus pocus to you, but they are common refrains from great money making gurus. They constantly repeat these 5 tips to train their mind to attract wealth and money.

Tip 1 – Act and behave like you are already rich.You must act and believe you have always wanted is already yours. In this instance, it is money. So act as if you already have the money you wish to have. Ask yourself, if I am already rich, what would I do, how would I act, how would I feel, and then act, feel and do it.

By behaving and acting rich, you are teaching your mind that you are expanding your limitations, and as you practice this you will begin to purchase more of the things you want in your life and the money will come to you to pay for them. Want to be rich, then do this. This is the law of the universe.

Tip 2 – Be thankful and show gratitude for any money you receive. To attract money, you must show gratitude for the money which is already in your life. Instead of complaining how little money you have, be grateful that you already have money and will have more and give thanks to God or whatever greater power you believe in.

The next time when you get some money, instead of barely noticing it, take a few moments to give thanks to the universe or God for bringing this money into your wallet or bank account. Every time you receive your paycheck or every time you earned some money do stop and appreciate the fact that money is flowing into your life. By being grateful for money flowing to you, more money will be attracted to you.

Tip 3 – Find a dime on the sidewalk, keep it.In order to attract money into your life, your subconscious mind must be open to the idea of money flowing to you. You must be open and receptive to any money coming to you from any moral source. If you see a dime on the street, and your usual reaction is probably to ignore it. By doing that, you are teaching your subconscious mind that you are not willing to put out effort for money.

Your subconscious mind cannot distinguish between a dime and a million bucks. All that your mind registers is how you feel and that thought will be stashed somewhere in your subconscious mind that you do not want to attract money.

This mindset can also come in many other forms such as whenever you do not accept a gift or do not charge someone for work done or charge them way less than you should be or you sell a product for less than it is worth, you are creating the same emotions. So if you want to attract money, you must accept the money that is rightfully yours including that dime on the street.

Tip 4 – Be open to money making opportunities
Ask yourself this question. Why it is rich people always have money making opportunities and that you don’t? The answer is that you are simply not looking for opportunities hard enough or when opportunities come along, you are too lazy to take them or are even skeptical.

The difference between rich and poor people is that rich people realize that new opportunities are always all around them. You simply need to keep a look out for the opportunities, keep an open mind, and be prepared to take advantage when the opportunity comes knocking and do open the door when opportunities knock. In this way, you will attract wealth and money naturally.

Someone once said, luck is when opportunity meets preparation. If you want to find money making opportunities in your life then you must be prepared to take advantage of them when they come. By doing so, you will be blessed with more incredible luck than you have ever experienced. Still skeptical? If you are, then you will hardly have any money making opportunies.

Tip 5 – Do something that makes you feel good
Do something that makes you feel good? I can hear you say that I don’t have to tell you this. Everyone also wants to do things that make them feel good. When you feel good, your energy and mood rises, you will feel optimistic and positive and these attitudes will attract more of the things into your life which make you feel good such as money and wealth.

Now that you know the mindset on how to attract wealth and money, keep these money making mindset tips in your mind and act on them daily. After a few weeks or months, just sit back and watch more and more money flowing to you.

Chris Chew is money mad! Read his articles at Anthony Robbins attract money and Entrepreneur degree?

Lil Wayne – Hustler Musik / Money On My Mind


Music video by Lil Wayne performing Hustler Musik / Money On My Mind. (C) 2006 Cash Money Records Inc.

Case Mate ID Credit Card Case Apple iPhone 3G 3GS Black

  • Compatibility: iPhone 3G (8GB, 16GB), iPhone (16GB, 32GB)
  • Easily fits 2 credit card size items of your choice
  • ez-slideTM protective film included
  • Provides convenient access to all ports and controls
  • Only 2.5 mm thicker than Case-Mate’s slim, award-winning Barely There case

Product Description
Everyone knows less is more—but less with more, that’s a breakthrough. The iPhone 3G / 3GS I.D. Case is the next wave in convenience for lifestyle engineers. Our stylish new iPhone 3G / 3GS protective case features an ultra slim slot for bare necessities—ID, cash, debit or credit card. For heading into work or out to the club, give your wallet a break. Turns out sometimes, you can take it with you. Features: Easily fits 2 credit card size items of your choice Only 2.5 mm thicker than our slim, award-winning Barely There case ez-slide™ protective film included Screen protection kit included protects your iPhone Access to all ports and controls

Case Mate ID Credit Card Case Apple iPhone 3G 3GS Black

Small Business Finance : Nurturing the Businessman in you With Adequate Cash

It is difficult for businessmen to concentrate towards the growth of his business if he is short of finances. Also financial help is a must for people who want to start their own business. Small business finance helps you with all your financial needs. It is meant for small business houses and can be availed in two forms secured and unsecured small business finance. It is also open to people suffering from bad credit history.

BASIC INFORMATION ON SMALL BUSINES FINANCE

As the name suggests small business finance is meant to provide financial help to small business houses. You can also avail small business finance if you want to start your own venture. Small business finance is basically of two types, secured small business finance and unsecured small business finance. To avail secured small business finance you will have to place one of your properties as collateral against the loan amount. This can be any of your property like car, home, bank account etc. Placing a security helps you to avail small business finance with lower interest rate and flexible repayment duration. Also you can avail large amount of money by placing collateral of high equity. On the other hand no such collateral is needed to avail unsecured business finance, but the interest rate is slightly higher compared to secured business finance and also the repayment duration is shorter. Small business finance can also is availed by people suffering from bad credit history.

SMALL BUSINESS FINANCE: ADVANTAGES

Small business loans are advance to businessmen running small business or those who want to start their own venture. Small business finance is available in both forms, secured and unsecured small business finance. If you don’t want to risk your property you can avail unsecured small business finance, but if you want to avail loan at low interest rate secured business finance is the best option for you. Small business finance open to all be it good credit borrower or bad credit borrower. Anyone suffering from arrears, defaults, CCJ, IVA, bankruptcy etc can also avail the benefits of small business finance.

SMALL BUSINESS FINANCE: SUGGESTION

While applying for loan, always give preferences to a well known lender having good reputation in the market. Also search well before applying for loan. With good research you can avail a lender offering small business finance at reasonable interest rate. Small business finance is the best option for small business house and for people wants to start their own venture.

Richard Pasic has been associated with Loans for People on Benefit. He is offering loan advice for quite some time. He writes on various types of loans. To know more about Personal loans, secured loans, bad credit loans, Loans for people on benefits visit http://www.loansforpeopleonbenefit.co.uk

Three Infallible Money Rules for the Free Agent

As a free agent, my strongest desire is for my personal freedom. I seek to interact with the world on my terms, spending my time with the people I desire when I desire doing what I want when I want to do it.

People may seek free agency because they desire greater creative leeway than they experienced in Corporate America, maybe they just want to be their own boss or have the flexibility to be with their families more. Whatever the reason for free agency, all free agents must understand the rules of money if they are to be successful in the world as a free agent.

Money is an expression of life force and energy and as such it follows very specific laws…rules and regulations.

Everybody has their own money rules, but these rules may not be the actual rules of money.

As an example someone may have a “rule” about saving. Money follows thought, feelings and actions in that order. This is why a person who has persistent thoughts and feelings about poverty will never learn to live a rich life no matter how many actions they take to save money. In fact, a person whose thoughts are dominated by feelings of poverty and lack may find that no matter how well-intentioned their actions toward money “something” always happens to prevent them from accumulating money.

During my journey as a free agent I have discovered 3 infallible rules of money:

1) You must have a purpose for your money. If you do not have a purpose for money, money will leave your hands and wind up in the hands of a person who does. Yikes!!! The implications of this law are staggering. Subsistence living and paying your bills is not good enough. The people who focus on paying their bills as their highest purpose for money rarely have enough to pay their bills. Your purpose for money must be authentic for you. If you decide your purpose for money is to give a large sum to a charity, but you do not give regular energy in terms of thought, feeling and action to tithing or charitable giving, that purpose is not authentic for you and it is the same as having no purpose for money. That authentic purpose can be as simple as taking your family on vacation or paying off your home. So the law is you must have a purpose for money that is authentic for you.

2) You must pay yourself first. By not paying yourself first, you are saying on a thought, feeling and emotional level that you have no value in your money equation. When I began paying myself first, I went from believing I could not save a dime to saving $50 dollars every 2 weeks. That was quite some time ago. Now, let’s just say, things are quite different. You must start somewhere, just to build the belief that you can do it. Then save according to your purpose for money. The more you save, you may find that your purpose for money changes a bit. It may become bigger, broader, that’s great! So, rule number 2 is pay yourself first.

3) You must spend consciously. Now what in blazes does that mean? Well it means that when money leaves your hand, you know why it is leaving your hand and you understand its connection to your purpose for money. What that may look like in actual practice is that if your purpose for money is to take your kids to Disney World by the time your oldest is 13, you may make different spending choices each time money leaves your hand. In fact, with that purpose in mind, you may seek higher value propositions for each item you purchase and in situations where you might have spent money in the past you may choose to retain that money in favor of situations that support your purpose for money. Most people spend money on an unconscious level without a purpose or plan. A recent article on CNN money showed that the average American loses track of $50-60 dollars per week. In a nation where the average American has a negative savings rate, that fact is staggering. Taking into account the number of working adults in America that is literally a loss of over $2 billion dollars per year. A quick jump over to Hugh’s Calculators shows that consciously putting that “lost” money into a savings account at 5% amounts to $300, 000 dollars over a working lifetime. On an individual level that loss can easily mean the difference between a comfortable retirement or one depending solely on social security. So rule number 3 is spend consciously in total awareness of your purpose for money.

Free Agency is an absolute joy to live for it truly gives each of us the opportunity to live according to our highest creative potential and personal freedom. However to successfully navigate the waters of free agency, you must understand and use the rules of money on your journey.

Like most people I went to school to get an education and learn a profession. When I graduated and began working, I realized something was very wrong. The path that I thought would lead me to freedom was instead leading me into quicksand. I got out of the quicksand when I joined the Free Agent Nation. You can find out more about the Free Agent Nation at http://www.freeagentnationonline.com

Pick the Right Perks for your Adjustable Rate Mortgage

These are heavy days for Canadian homeowners. If you’ve been in your home even a few years, you’ve probably already enjoyed a modest climb in the value of your home. Even if you don’t intend to sell, it’s good to know that your real estate investment is doing well. But we’re also enjoying an environment in which mortgage rates have reached historic lows.

That combination — strong valuations and low mortgage rates — has an unprecedented number of Canadians looking for ways to capitalize on the great opportunities available to them.

Whether it’s to buy their first home, trade up, or take equity back out of their homes, Canadians are jumping at the opportunity to borrow at today’s rock-bottom rates.

While many homebuyers are reconsidering the value of fixed-rate mortgages to lock in those low rates, you should keep in mind that adjustable-rate mortgages – the darling of the dropping rate trend – can still offer real value to homeowners. It’s a matter of finding the right combination of mortgage features and options.

As banks have been joined by other lending institutions, we have seen our menu of ontario mortgage options grow accordingly – with some innovative new mortgage types now available to help Canadians take advantage of today’s unusual opportunities.

One of the most innovative mortgages we’ve seen in a very long time is a new adjustable-rate mortgage with some very compelling features. First, it’s based on an institutional rate benchmark known as Bankers Acceptance. Most of us are familiar with the rate benchmark known as Canadian Prime – and we are accustomed to assessing mortgage rates based on Prime. The BA, on the other hand, is the rate at which banks will lend money to one another – and it’s typically a lower rate (sometimes much lower) than the prime rate offered to a bank’s best customers. The new BA-based mortgage – compared to the best prime-based mortgage available – could have saved a mortgage client a bundle over the last several years, primarily because the prime rate tends to be “stickier” in an environment where rates are falling. Often, the more fluid, market-based BA rates deliver the rate change more quickly. The BA rate is no trade secret, by the way; pick up a copy of your favourite financial paper and look for the published money rates to find the Bankers Acceptance Rate.

But the attractive rate structure is not the only perk. The same BA-based mortgage – so welldesigned to help clients wring the last quarter point from their mortgage rate – now also comes with a rate cap which guarantees that your rate will never climb higher than 2.15% above the starting base rate – no matter what happens to rates during your mortgage term. There’s no worry about locking in too high because the rate is always adjustable down.

Only the ceiling is fixed. It’s a homebuyers’ dream:

A mortgage with limited upside and unlimited downside. If you’re thinking about buying a home this year, or you haven’t had your mortgage reviewed in the last several months, take the opportunity to get an expert assessment of your many options from a mortgage professional. It could be the best investment you’ll make this year!

The House Team is commited to providing quality information to help people make informed decisions about their mortgage financing needs.


Compare Ontario Mortgage Rates with the traditional banks.


Need a mortgage calculator? Click Here Mortgage Calculator Ontario

Mortgage Rates Ontario

What will happen to scholarship money that is left over from college tuition?

I am getting ready to enter college and I have a state-funded scholarship that pays for my tuition at a state college (Louisiana’s TOPS Program). However, I have many other things to pay such as books, housing (off-campus), and electricity bills, meals, gas, clothes, entertainment, etc. My question is this: If I get additional scholarships, will I be able to use that money to pay for what I chose? Does my college regulate that money, or can I use it to pay rent or bills? Do I receive the money or does my college receive it? What happens to scholarship money once college tuition is paid?

Importance of Trade Finance & Structured Trade Finance for Importers and Exporters of Commodities?

Trade finance is the method importers and exporters of commodities and goods use to finance their business. Basically, trade finance has been in existence for many thousands of years – and one can trace the roots of trade finance and structured trade finance right back to the early days of China and the silk route, Mesopotamia and Europe. Trade Finance was around long before Europeans settled in America and long before the world’s stock markets were born!

Today, trade finance is a massive, multi-billion dollar business. As the world trades more and more goods and commodities are bought and sold, so more and more banks and financiers are needed to lend money to finance the purchase and sale of these goods and commodities – right across the global supply chain.

How is trade finance and structured trade finance useful?

Take an example: imagine you are a trader in cocoa beans in Cote d’Ivoire, buying beans locally and selling them to foreign buyers. To make your purchases, you will need to have money to buy the cocoa up-country in Africa, prior to their export. Where will you find money to make these purchases? And supposing you are the international buyer; the shipper, purchasing from cocoa traders all over West Africa – how will you finance your transactions, which at any one time may exceed your cash reserves? What might be supported by your bank who, if they are traditional lenders, will only lend against your balance sheet?

This is where trade finance and structured trade finance is useful – your business can grow and develop if you use the services of a specialist trade finance department who will structure trade finance structures can be tailored to your needs, using the collateral of the goods you are trading, rather than your own balance sheet or other assets.

What is the basis of trade finance and structured trade finance?

Goods and commodities have an underlying value of their own. For example, if cocoa beans are worth many hundreds or even thousands of dollars per tonne, then once a big pile of beans is accumulated in one place; in a warehouse or on a ship, it is worth a lot of money. A bank may lend money against the total value of the beans, minus some amount to take account of price and other risks

.

It is the same for every commodity or trade good which is resalable. A bank will make a loan as long as the collateral “adds up” and as long as the bank is comfortable with the way the deal is structured between both the buyer and the seller. Of key importance is that if something goes wrong the bank is able to take possession of the commodities or goods and sell them to realise monies to repay any loan amounts outstanding.

Basically, when we talk of structured trade finance we are talking of deals whereby complex arrangements are put in place to ensure a bank can take possession and sell the underlying capital used for the loan; in this example, the goods and commodities themselves.

Is trade finance complicated?

No. It is a simple business although the structures used in trade finance in more complex deals require a lot of work for all of the parties involved. This is why the total loan amount of a structured trade finance loans must be high enough to warrant the involvement of highly-paid bankers, lawyers and other advisers.

Where can I find out more about trade finance and structured trade finance?

Day Robinson Group has offices in London and New Delhi and is one of the world’s foremost providers of training in the trade finance sector. For more information, you can visit our site at: http:///www.dayrobinson.com or you can contact the author of this article, Dan Day-Robinson at Day Robinson International in the UK (ddr@dayrobinson.com).

Daniel John Day-Robinson is working as a trade finance consultant from last

more than a decade and with this he is the Director of Day Robinson International

in UK dealing in structured trade finance, structured commodity trade finance,
trade finance advice, trade conference show etc.

Toool credit card pick V2.0


An old idea, a new design. It turned out pretty cool, and the material used is the finest steel money can buy! Great picks, not for one time use …