no

Well that depends on your circumstances. If you need the money to put towards her share of food and bills then £150 is very cheap (after all she wouldn't be able to get a house share for less than £300pm). However, 20 is still pretty young and she has the rest of her life to worry about reality. I doubt I'll ask my daughters for any rent unless I was really desperate. I'd rather they put some into savings.

£150 a month is cheap... But then again she's your daughter...

You bring her into this world off of your own back, she didn't ask for it.. and then you just throw her out when she hits a rough patch?

It's like putting a hyperactive cat in a room full of fragile pottery on purpose and then saying it's the cats fault when something gets broken.

Whether she is 20 weeks or 20 years - you still gave birth to her. She will be your responsibility for the rest of your life. Giving her life was a great gift - but remember, she didn't ask to be brought into this harsh world, where living is hard...

Tell her to stop spending all that money on stuff she doesn't need though! That's totally wrong on her part.

The key here is that she is family and not some stranger off the street asking to rent a room. You want to be treated fairly and you want to treat her fairly.

I would suggest that you calculate the actual cost you incur with her there versus without her there and itemize those costs on paper to show your daughter.

Use the actual cost to you rather than what she would have to pay elsewhere. This takes into account the "family helps family" factor. By showing her the numbers. she ought to be willing at least match it.

This, of course, assumes you actually want her to live there. If for any reason, you do not want her there, just tell her. Don't create an excuse.

No, you're not being hard at all. Give her an ultimatum: she pays the £150 that you're asking for or she's out. Clearly you wouldn't really put her out on the street, but make it sound like you mean it.

My mum went through the same thing with my brother and sister, where they got into an argument about how much rent they should pay so they ended up moving out. A couple of months later, they realised that there was no way they could possibly support themselves on the same amount as what my mum had been asking for in rent, so they moved back in, paid the rent, end of story.

You have to stick to your guns because otherwise she will learn no responsibility at all. It sounds to me that she has a problem budgeting, since you have said that she is also falling behind on car payments. So make her learn to budget.

One thing that would certainly help with budgeting is getting a mobile phone contract. It usually works out much cheaper than pay-as-you-go, and if you don't exceed your allowance you'll know exactly how much you have to pay each month. £90 is a ridiculous amount for phone usage - if she's not making overseas calls, then she should be able to get a contract for £50ish per month which would cover loads of minutes and texts.

I do think that she's chosen her career, and if that career happens to pay a low wage then she needs to learn to live with that. If she's not happy, then look for a job that pays more or consider going to college or university in order to get a better paying career.

Oh and give her a reality check: explain to her how easy she has it by telling her that my rent is £700 per month (just for a room!) - inclusive of bills but exclusive of food etc. That's in London though.